Frederick Wilkinson, 53, launched his sweary tirades at strangers as he towed a trailer.
Bank customers heard him calling someone a “f****** daft t**t”.
Betty McAuliffe, 76, told magistrates in Llandudno, North Wales he said she was a “f****** b**ch” after she told him off for driving on a narrow path.
Prosecutor Nia Lloyd said Wilkinson had been cautioned for a public order offence last year.
Wilkinson said witnesses were trying to get him into trouble.
He was fined £120 and ordered to pay £230 costs after being found guilty of disorderly behaviour.
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